Appraiser Talk

Appraiser Talk is a podcast answering questions from every corner of the appraisal profession from consumers to appraisers and real estate to business valuation. Each week, Vice President of Appraisal Issues Lisa Desmarais and Director of Communications Amy Timmerman will answer a different question submitted by readers and listeners.

If you have a question you'd like to ask Lisa and Amy, email [email protected], and you might just hear it answered in a future episode. Appraiser Talk is available on Spotify, Apple Podcasts or wherever you get your podcasts. To learn how to download the podcast on your phone, check out the instruction below.

Downloading Appraiser Talk on an iPhone
To listen to Appraiser Talk on Apple Podcasts, simply find the podcast app on your iPhone and click on it. Once the app opens, search for "Appraiser Talk" in the search bar. You'll see our show pop up in the search results. Click on the icon that says "Appraiser Talk" then hit subscribe. Now, each week, a new podcast will download to your phone as soon as it becomes available for you to listen.

Downloading Appraiser Talk on an Android
To listen to Appraiser Talk on an Android phone, you will need to download a podcast app. On Android, Google Podcast is one of the most downloaded so instructions are for this. On the Google Play Store, search for "Google Podcasts" and download the app. Once the app opens, search for "Appraiser Talk" in the search bar. You'll see our show pop up in the search results. Click on the icon that says "Appraiser Talk" then hit subscribe. Now, each week, a new podcast will download to your phone as soon as it becomes available for you to listen.

You can also explore our past episode archive below. Just click on the episode you'd like to listen to, and you'll be taken straight to our podcast feed to listen.

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Podcast Episodes

Below is a full catalogue of our podcast episodes divided up by category. Click on each heading to see the full list of related episodes.

Aspiring Appraisers
Aspiring Appraisers
Date  Name
2021.06.1
 June 1, 2021		 Can you help me find a supervisor?
2021.06.7
 June 7, 2021		 How can I get the University of Georgia approved in the Degree Review Program?
2021.07.5
 July 5, 2021		 Can I get an exception so I don't have to find a supervisor?
2021.09.13
 September 13, 2021		 How do I become an appraiser?
2021.912.13
 December 13, 2021		 Do you have any special resources for aspiring appraisers who are veterans?
2022.01.31
 January 31, 2022		 Are there any grants or scholarships available to become an appraiser?
2022.06.13
 June 13, 2022		 What coursework can be taken in lieu of a college degree?
2022.07.18
 July 18, 2022		 How do I log appraisals without a traditional client?
2022.08.15
 August 15, 2022		 Can I assist an appraiser before I obtain a trainee license?
2022.09.6
 September 6, 2022		 If I fail the national test three times, the state requires me to wait six months before I retest. Is that an AQB requirement and, if so, why?
2022.09.26
 September 26, 2022		 Which of my courses from Texas A&M apply towards my appraisal license?
2022.10.3
 October 3, 2022		 What does it mean if a trainee signs a form?
2022.10.31
 October 31, 2022		 I am preparing to take the National Exam to become a Certified Residential appraiser. How should I study?
2023.01.30
 January 30, 2023		 Is the appraisal profession growing? What is attracting people to the appraisal profession?
2023.02.13
 February 13, 2023		 Is there a maximum length of time for you to complete your education?
2023.04.24
 April 24, 2023		 Do my trainee hours ever expire?
2023.05.30
 May 30, 2023		 What is practicum?
2023.09.25
 September 25, 2023		 How can we get more veterans involved in the appraisal profession?
2023.11.13
 November 13, 2023		 Is the supervisory appraiser required to sign off on a trainee's work product?
Business Valuation
Date  Name
2021.07.19
July 19, 2021		 What is a business valuation?
2022.03.14
March 14, 2022		 When can a business valuation be used in litigation?
2023.03.27
March 27, 2023		 How do I know what level of appraisal service I need?
Consumers
Date  Name
2021.4.5
April 5, 2021		 Is the value estimate I see on sites such as Zillow or Redfin the same estimate I would get if I hired an appraiser to appraise my home?
2021.5.3
May 3, 2021		 What is The Appraisal Foundation doing to combat discrimination and build public trust?
2021.5.1
May 1, 2021		 Is an AVM an appraisal?
2021.5.31
May 12, 2021		 As a consumer, what do I need to understand if an appraised value is lower than my offer?
2021.6.28
June 28, 2021		 What are the different types of appraisals?
2021.7.26
July 26, 2021		 When do I need to get an appraisal?
2021.8.30
August 30, 2021		 I paid for an appraisal and then I had to use a different lender. The appraiser is refusing to transfer the appraisal report to my new lender, can they do that?
2021.9.27
September 27, 2021		 Can an appraiser call me, the buyers agent, without authority from the client, and discuss the appraisal?
2021.910.25
October 25, 2021		 What is a mass appraiser and how is that different from real property appraisal?
2021.9111.08
November 8, 2021		 How long is an appraisal opinion valid for?
2021.9112.20
December 20, 2021		 Do you have any resources I can share with clients to help them learn about the appraisal process?
2022.01.18
January 18, 2022		 Why does a client's intended use of an appraisal matter to the appraiser?
2022.01.24
January 24, 2022		 What does an appraiser look at when developing an opinion of value?
2022.02.28
February 28, 2022		 How does an appraiser appraise a property if it is a duplex?
2022.03.21
March 21, 2022		 What is an extraordinary assumption?
2022.04.25
April 25, 2022		 How does an appraiser appraise a property?
2022.05.16
May 16, 2022		 Can just anyone use the term 'appraiser'?
2022.05.23
May 23, 2022		 What does a home's sales price mean as it relates to its market value?
2022.05.31
May 31, 2022		 How do I find a Yellow Book appraiser?
2022.07.11
July 11, 2022		 Can I provide an appraiser with a comparable sale?
2022.08.8
August 8, 2022		 Is it true that VA appraisals require the home to meet minimum property requirements?
2022.09.12
September 12, 2022		 My lender requires the appraiser come in person to my home, and I don't want them to. Can you give me some direction?
2022.10.11
October 11, 2022		 When appraisers pick comps, do they mainly consider how similar the features of the house are to the subject property house?
2022.10.24
October 24, 2022		 What is an appraiser valuing when they do an appraisal on my home?
2022.12.5
December 5, 2022		 What kind of appraiser do I call who can appraise a property that allows for both residential and commercial?
2023.01.17
January 17, 2023		 How can I confirm that an individual is a Certified General Appraiser?
2023.03.6
March 6, 2023		 How does an appraiser select comps?
2023.04.3
April 3, 2023		 What are seller concessions and how do they relate to the appraisal process?
2023.04.10
April 10, 2023		 I often hear appraisers use the term 'drive comps.' What does that mean?
2023.05.1
May 1, 2023		 Can a borrower be an intended user of an appraisal report?
2023.05.15
May 15, 2023		 An appraiser says a provided comp is land plus cost paid to the builder. What does that mean?
2023.08.7
August 7, 2023		 Is there a timeline for how long an appeal of an appraisal should take?
2023.08.21
August 21, 2023		 What is an appraiser?
2023.09.4
September 4, 2023		 Who is the intended user?
2023.10.2
October 2, 2023		 Does anything in USPAP require the appraiser to explain if there is a difference in the purchase price and their final value estimate?
2023.11.20
November 20, 2023		 How do I know if my home will be more valuable if I finish my basement or not?
2023.12.11
December 11, 2023		 My home was built in 1950, but the appraiser says the effective age is 10 years. What does that mean? How does it impact value?
2024.01.08
January 8, 2024		 What is the intent in intended user?
2024.01.29
January 29, 2024		 Can I order a USPAP only appraisal?
2024.02.12
February 12, 2024		 Does the value of a home increase if it has notoriety?
2024.03.11
March 11, 2024		 Why do lenders get appraisals?
2024.03.18
March 18, 2024		 Do kitchens and baths add the most value to a property?
2024.03.26
March 26, 2024		 Are there "typical" adjustments that are considered standard in the profession?
Current Appraisers
Current
Date  Name
2021.5.10
May 10, 2021		 Supported vs. Unsupported Conclusions
2021.5.24
May 24, 2021		 Why is USPAP on a two year cycle?
2021.6.14
June 14, 2021		 Do I have to take the USPAP update course every two years?
2021.7.12
July 12, 2021		 How do I pick comps for a FHA appraisal?
2021.8.1
August 9, 2021		 What are some of the benefits of serving as a supervisor for a trainee appraiser?
2021.8.2
August 23, 2021		 How did we wind up with the different credentials residential appraisers have today?
2021.810.4
October 4, 2021		 How do I find a USPAP course?
2021.812.12
October 12, 2021		 Does Dodd-Frank prohibit trainees from inspecting a property solo for a lender?
2021.818.18
October 18, 2021		 How does an appraiser define a bedroom?
2021.819.1
November 1, 2021		 Does USPAP address an office manager accepting appraisal assignments on behalf of the appraiser?
2021.819.2
November 15, 2021		 How do I go from licensed residential to certified residential?
2022.01.3
January 3, 2022		 I used to have a license, and need to get it back, can you help?
2022.01.10
January 10, 2022		 Does it violate USPAP for the client or the builder to submit additional comparable sales?
2022.02.14
February 14, 2022		 What is required of me if I want to become a supervisor?
2022.03.07
March 7, 2022		 I think a lender has given me questionable assignment conditions. Where can I go to understand if they are violations of USPAP?
2022.05.02
May 2, 2022		 What do I need to do to stay USPAP certified?
2022.05.09
May 9, 2022		 My client, a bank, wants to assign my appraisal report to another bank. I know that I cannot re-assign an appraisal report, but can the client bank send my appraisal to another bank?
2022.06.06
June 6, 2022		 A property is having a second garage built. The lender wants me to value the property without the new improvements. Can I do that?
2022.06.21
June 21, 2022		 Are the valuation standards the same across VA, FHA and conventional loans?
2022.07.05
July 5, 2022		 Is it unethical for a real estate agent to intentionally change the list price of a property in the MLS in an attempt to influence the appraiser?
2022.08.29
August 29, 2022		 What does it mean to be competent?
2022.10.17
October 17, 2022		 What is the difference between subjectivity and objectivity?
2022.11,30
November 30, 2022		 Special Episode with Scott Reuter on analyzing market conditions
2022.12.12
December 12, 2022		 Where does it state an appraiser has to have a license to complete FRTs?
2022.12.19
December 19, 2022		 A lender wants a reinspection done on a home. Is this a new assignment?
2023.01.3
January 3, 2023		 How does USPAP define market value?
2023.01.23
January 23, 2023		 Is it possible for an inspection to expire?
2023.02.6
February 6, 2023		 Do I need a new engagement letter to add a borrower?
2023.02.21
February 21, 2023		 Can an appraiser critique my appraisal without doing an official appraisal review?
2023.02.27
February 27, 2023		 If I want to change something in a report that I already delivered, how do I best do that?
2023.03.13
March 13, 2023		 Would an appraiser that performs an eminent domain appraisal that either ignores or is unaware of relevant eminent domain case law be in violation of the Competency Rule of USPAP?
2023.03.20
March 20, 2023		 Can a realtor also be an appraiser?
2023.04.17
April 17, 2023		 Do advisory opinions carry the same weight as standards?
2023.05.22
May 22, 2023		 How is conducting an appraisal for a GSE different from completing an appraisal for a federally related transaction?
2023.06.20
June 20, 2023		 Does the government have appraisers?
2023.07.18
July 18, 2023		 Would you be able to speak about the Yellow Book as it relates to eminent domain and partial acquisitions?
2023.07.24
July 24, 2023		 Do you believe there will continue to be a need for real estate appraisers in the real estate industry?
2023.07.31
July 31, 2023		 Is it a conflict of interest to do a private appraisal valuation on a property for a fee and then list the property as the listing broker later on?
2023.09.11
September 11, 2023		 Can you verify that this person is certified as a USPAP instructor?
2023.09.18
September 18, 2023		 How do I know if I can appraise a property, with a license, if a property may have a value near the $1,000,000 mark?
2023.10.10
October 10, 2023		 Is USPAP flexible?
2023.10.16
October 16, 2023		 Can I follow a law that requires me to destroy my workfile?
2023.10.23
October 23, 2023		 AARO Spotlight
2023.10.31
October 23, 2023		 A client is asking for a sample of my work. Can I share that?
2023.12.18
December 18, 2023		 The new USPAP becomes effective in a few weeks. What will I need for my upcoming USPAP class?
2024.02.20
February 20, 2024		 Why doesn't USPAP require an appraisal to be accurate?
2024.02.27
February 27, 2024		 How is the appraisal process akin to a horse race?
2024.03.04
March 4, 2024		 How does an appraiser deal with situations where market data is very mixed, unclear, and contradictory?
2024.04.08
April 8, 2024		 For an appraisal to be correct, does a property owner need to be able to understand the adjustments the appraiser made?
2024.04.15
April 15, 2024		 Do I have to reinspect a property if I am appraising a house for the second time?
State Regulators
Current
Date  Name
2021.4.19
April 19, 2021		 Why isn't the federal government in charge of writing these standards?
2021.411.29
November 29, 2021		 How are states adopting PAREA?
2022.03.28
March 28, 2022		 What process does an appraiser follow to get reciprocity for an appraisal license from Australia?
2022.04.4
April 4, 2022		 Where can I find a corrective education course?
2022.07.25
July 25, 2022		 Who has oversight of the states?
2023.08.14
August 14, 2023		 What does adoption by reference mean?
2023.11.06
November 6, 2023		 How are AMCs regulated?
The Appraisal Foundation
Date  Name
2021.04.26
April 26, 2021		 How do I join one of the boards?
2021.06.21
June 21, 2021		 Can my business become a sponsoring organization?
2021.08.16
August 16, 2021		 Does TAF focus on other issues facing the appraisal profession besides standards and qualifications?
2021.09.20
September 20, 2021		 Can I give my input on the next version of USPAP?
2021.912.06
December 6, 2021		 How do TAF boards work?
2022.04.18
April 18, 2022		 Can you provide an update on the Foundation's efforts to promote diversity, equity and inclusion in the appraisal profession?
2022.06.27
June 27, 2022		 Paul Chandler Discusses the IAC's AVM Task Force Report
2022.08.22
August 22, 2022		 What are you doing to ensure there are women represented on TAF boards?
2022.11.7
November 7, 2022		 Special Episode 1 celebrating The Appraisal Foundation's 35th anniversary
2022.11.14
November 14, 2022		 Special Episode 2 celebrating The Appraisal Foundation's 35th anniversary
2022.11.21
November 21, 2022		 Special Episode 3 celebrating The Appraisal Foundation's 35th anniversary
2022.11.28
November 28, 2022		 Special Episode 4 celebrating The Appraisal Foundation's 35th anniversary
2023.01.9
January 9, 2023		 How often does the AQB meet, and is there a schedule?
2023.06.26
June 26, 2023		 Sponsor Spotlight: Appraisal Institute
2023.07.10
July 10, 2023		 Sponsor Spotlight: Appraisers Association of America
2023.8.28
August 28, 2023		 Sponsor Spotlight: American Society of Appraisers
2023.11.27
November 27, 2023		 What is the AQB working on?
2023.12.04
December 4, 2023		 What is the ASB working on?
2024.01.16
January 16, 2024		 What is the difference between public trust and public interest?
2024.01.22
January 22, 2024		 Announcing the next demographic survey
2024.02.05
February 5, 2024		 What is the process for developing the National Exam?
2024.04.01
April 1, 2024		 A Chat with The Appraisal Foundation's New President Kelly Davids